Government by Lay-away

Boomie at http://wastrelshow.blogspot.com/ has a post up about lay-away making a comeback. Those in my generation remember lay-away but for those who grew up with credit cards, it was a system by which if you wanted to purchase something, say a dress, you went to the store and picked out the dress, put a portion of the price down, the merchant kept the dress while you made monthly payments (usually 3 to 6 months); when the payments were complete you took the dress home. There was no interest charged. You got the merchandise only after it was completely paid for.

I was thinking that this is a concept whose time has come (back) only now we will put the government on a lay-away plan. You want a bailout? No problem, just $100 billion a month for 7 months and you've got your bailout!! Want a war? Great, $100 billion for 10 months (or if you are in a hurry $200 billion for 5 months) should cover a moderate sized war. There are some great possibilities here.