Spiritual
1. ABF & Church weekly
2. Daily Bible reading
3. Read one spiritual book each month
Physical
1. Reach & maintain my maintenance weight in Weight Watchers
2. Have annual physical
3. Dental cleaning every 6 months
4. Dermatologist
Home
1. Have grandfather clock repaired
2. Replace carpet with tile in laundry room
3. Garden
Tomatoes
Rosemary and basil
Roses
4. Paint living room
5. Learn to make 1 new soup each month
Personal
1. Trip to Washington, DC
2. Read good books
3. Take one quilting class
4. Monthly haircut & manicure
5. New clothes spring & fall
Financial
1. Fund my envelope system
2. Maintain debt-free living
3. JMM starts drawing full Social Security in February
4. FM applies for Social Security in October
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