Wednesday, October 31, 2012

Social Security & Medicare

Yesterday I signed JMM up for his Social Security to start when he reaches his full retirement age of 66 next January.  It took about 25 minutes online.  I will do the same for me when I turn 66 in December, 2013.  I have no qualms about drawing Social Security because we have paid into the system for 50 years in Joe's case and about 30 years for me.  We would probably have more money if instead of paying into SS, we had invested the money in a long term growth fund and if we had done that, what we didn't use could be passed on as an inheritance.  But that wasn't the case and I do think SS is necessary. Not everyone will save for their retirement, some because they are frivolous, but most because they simply can't.  Ill health, intermittent employment, and just plain bad luck make it difficult for so many to save for retirement.  So God bless Social Security and long may it survive the Paul Ryans of the Congress. 

Now we come to Medicare. We both enrolled in Medicare when we turned 65.  We only signed up for Part A as JMM is still working and we have health insurance through his employer.  I truly dread when JMM retires and we have to try to figure out the Medicare maze.  Do we get a Medicare Advantage Plan, will they still be available? How about a crystal ball to figure out which prescription drug plan would be best for each of us for the next year? It is useless to try to figure it out until just before he retires because Congress may overhaul the whole thing.  I know that Medicare is rife with fraud and I know that it is unsustainable as it is currently structured but I do hope that Congress doesn't throw the baby out with the bath water.  I guess, as Miss Scarlet said,  "I will worry about that tomorrow."

But I just have to add that if we hadn't muddled into two unfunded wars and numerous interventions and if we weren't so dead set on giving tax breaks to multimillionaires, we might have enough money to take care of the poor, sick, and elderly, properly educate our children, and adequately maintain our infrastructure.  But alas, it was not so. 

Sunday, October 28, 2012

7 An Experimental Mutiny against Excess by Jen Hatmaker


Many of us have realized that our lives are filled with excess and have sought to live a simpler, saner life. Jen Hatmaker was astonishingly shallow if she was accurately portraying her pre-7 life.  She chooses 7 areas of her life, food, clothing, spending, waste, media,possessions, and stress of her life to radically limit for one month each. By these limitations, she thinks that she is more closely following Jesus teachings to care for the poor.  Each month was a different area of emphasis and brought her more awareness of her life choices.  Now this is where I am not sure I am as enamored with the book as the majority of others who have read it. It was a temporary experiment, a learning experience, almost a game because at the end of the month,  that month's experiment was over and it was on to the next area.  I have to wonder if there was any permanent commitment to any of it.  I hope she doesn't go back to the shallow, spend and waste of her previous life. I suppose we will have to wait for her next book to find out. 

Thought for the day


"A human being is a part of the whole, called by us, universe, a part limited in time and space. We experience ourselves, our thoughts and feelings as something separated from the rest, a kind of optical delusion of our consciousness. This delusion is a kind of prison, restricting us to our personal desires and to affection for a few persons nearest us. Our task must be to free ourselves from this prison by widening our circle of compassion to embrace all living creatures and the whole of nature in its beauty."
~ Albert Einstein

Thursday, October 25, 2012

I have been made obsolete...and it is fine by me!

For 40+ years, when JMM and I travel, I am the navigator, the keeper and interpreter of the map.  Mostly we have ended up where we intended to go, sometimes not exactly according to plan.   My services as map reader and navigator are no longer needed because JMM purchased a Garmin. Garmin expertly guided us from Logan Airport in Boston, to Portsmouth, NH,  to Freeport, Maine, on finally right to our hotel in Bar Harbor. It was amazing!  In 0.2 miles turn left on whatever and sure enough in 0.2 miles whatever is right there for you to turn onto. And the lovely little screen which tells you in which lane to be! Well, that little feature would have forestalled many an unpleasant comment from JMM when I used to point out to him our exit, just as we were passing it by.  This is one piece of technology that I really like!

Friday, October 19, 2012

Hay Quaker: Home Folks ~ Laura Ingalls Wilder

Hay Quaker: Home Folks ~ Laura Ingalls Wilder: “As the years pass, I am coming more and more to understand that it is the common, everyday blessings of our common everyday lives for which...

Hay Quaker: Rest, Peace and Liberty ~ Elizabeth Fry

Hay Quaker: Rest, Peace and Liberty ~ Elizabeth Fry: "I want less love of money, less judging others, less tattling, less dependence upon external appearance. I want to see more fruit of the ...

Hay Quaker: Rest, Peace and Liberty ~ Elizabeth Fry

Hay Quaker: Rest, Peace and Liberty ~ Elizabeth Fry: "I want less love of money, less judging others, less tattling, less dependence upon external appearance. I want to see more fruit of the ...