I have done a preliminary run through the end of the year and it looks like we will be able to pay an extra $4000 with the Jan 1 house note. That will bring us down to $4949 left on the mortgage. It is very tempting to take $5000 out of savings to just pay it off but I think I will just be patient one more month and pay it off February 1. Not that I am superstitious but it really seems like the best way to ward off Murphy visits is to have a fully funded emergency fund.
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